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MAIC Blog — Insurance Guide

No-Fault Insurance in NY — Complete Guide

How New York's no-fault law gives you $50,000 in medical coverage after a car accident — with zero out-of-pocket cost.

New York Is a No-Fault State

New York requires all drivers to carry Personal Injury Protection (PIP) insurance. After a car accident, this coverage pays for your medical treatment regardless of who caused the accident.

Minimum Coverage: $50,000
Every NY auto policy must include at least $50,000 in PIP coverage for medical treatment, lost wages, and out-of-pocket expenses.
Zero Deductibles at MAIC
MAIC bills your no-fault carrier directly. No copays, no deductibles, no bills for accident-related treatment.
30-Day Filing Deadline
You must file your no-fault application within 30 days. MAIC's billing team helps you file correctly and on time.
Covers All MAIC Services
No-fault covers all MAIC specialists, imaging, surgery, and physical therapy — everything under one roof.
Questions about your coverage? Call MAIC at (718) 555-0100. Our billing team answers insurance questions and helps navigate the claim process.

Your Treatment Is Covered

No-fault insurance pays for everything. Call now for a same-day appointment.

📞 Call (718) 555-0100All Insurance We Accept

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