No-fault/PIP covers 100% of your accident medical treatment. MAIC also accepts workers' comp, most major insurance, and treats on a lien basis.
New York's No-Fault Law requires every car insurance policy to include a minimum of $50,000 in Personal Injury Protection (PIP) coverage. This covers your medical treatment regardless of who caused the accident — zero out-of-pocket cost.
The critical requirement: you must file a claim within 30 days of the accident and start medical treatment within 30 days. Missing either deadline can cause your benefits to be denied. Learn about the 30-day rule.
Same-day appointments available. No-fault covers your care. Zero out-of-pocket.