Insurance & No-Fault Coverage

Zero Out-of-Pocket Treatment

No-fault/PIP covers 100% of your accident medical treatment. MAIC also accepts workers' comp, most major insurance, and treats on a lien basis.

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What You Need to Know

New York's No-Fault Law requires every car insurance policy to include a minimum of $50,000 in Personal Injury Protection (PIP) coverage. This covers your medical treatment regardless of who caused the accident — zero out-of-pocket cost.

The critical requirement: you must file a claim within 30 days of the accident and start medical treatment within 30 days. Missing either deadline can cause your benefits to be denied. Learn about the 30-day rule.

What We Offer

No-Fault / PIP
Required on all NY auto policies. Covers up to $50,000 in medical care. File within 30 days.
Workers' Compensation
MAIC is an authorized provider. We handle all WCB billing and documentation.
Major Medical Insurance
Blue Cross, United, Aetna, Cigna, and most major carriers accepted.
Medicaid & Medicare
We accept Medicaid and Medicare for eligible patients.
Lien Basis
If you have an attorney, MAIC may treat on a lien basis pending settlement.
Uninsured Patients
Contact us to discuss payment options. No accident victim is turned away.

Injuries We Treat

Ready to Be Seen Today?

Same-day appointments available. No-fault covers your care. Zero out-of-pocket.

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